What is Workers’ Compensation and How Does It Work in California?
Workers’ compensation is a system that provides benefits to injured workers or who contract an illness at work. State governments usually administer the program as part of social welfare programs.
In California, workers’ compensation benefits include medical care, temporary disability payments, permanent disability payments, and death benefits. Workers’ compensation is a no-fault system, which means that workers can receive benefits even if they are at fault for the accident that caused their injury.
Employees must notify their employer of the injury or illness within 30 days to be eligible for workers’ compensation benefits. The employer has one day to report the injury to their workers’ compensation insurance carrier.
Once the claim is filed, the insurance carrier has 14 days to approve or deny the claim. If they approve the claim, the employee will begin receiving benefits within 24 hours. If the claim gets a denial, the employee can appeal the decision.
Employees who are injured at work should always consult with a Los Angeles workers’ compensation attorney to ensure they get all the benefits they are entitled to. An attorney can also help employees who have had their claims denied.